Home Loans
Make Your Dream House a Reality with Our Flexible Home Loans
Owning your dream home is no longer a far-off dream. Fincare Service offers flexible and affordable home loans that meet your individual needs. Be it a first-time buyer, moving to a bigger house, or making an investment in a property, our home loans make the journey smoother and stress-free for you.
Why Fincare Home Loans?
We will guide you through your loan options and find the best interest rates to match your needs, making your journey to owning a home smoother and reliable
We offer monthly repayment plans with adjustable amounts based on the loan tenure. Whether you choose a shorter or longer repayment period, we help you find the best option to manage your cash flow smoothly.
Our fast process ensures no delays in loan approval or disbursement. You can finance up to 80-90% of the property value, reducing upfront costs.
Our streamlined approach ensures a hassle-free and less stressful documentation process for all applicants.
Our relationship managers guide you through the entire loan application process, addressing your queries and providing expert assistance at every step.
- Age Limit: The applicant age should be 21 to 65 years during the maturity date of the loan.
- Income Stability: Either salaried or a self-employed source of income such that the payback can be ensured from such an applicant's source.
- Co-Applicant: Including a co-applicant in the loan application is mandatory.
- Employment Tenure: In the case of salary, the candidates should have employment for 2 years and in the case of a self-employed individual, their business should also be running successfully for 3 years.
- Credit History: Applicants must have a strong credit history to demonstrate the ability to meet financial commitments consistently.
- Type Of Propert Property should either be ready or under construction and there should not be any legal dispute pending.
- KYC Documents: Aadhaar Card, PAN Card, Passport, or Driving License as proof of age and identity.
- Income Proof: Last 6 months salary slips in case of employment or last 2 years Income Tax Returns in case of self-employment
- Bank Statements: One year bank account statements.
- Property Documents: Sale deeds with chain documents.
- Residency Proof Utility bills, rent agreement, or Passport for address verification.
- Online Application:Start by filling out our comprehensive online application form. Provide all relevant details about your business and financing needs, ensuring a seamless start to your loan process.
- Submit Documentation:Submit the required documents via our secure online portal or deliver them to the nearest Fincare branch. Our streamlined process ensures convenience and efficiency.
- Application Review: Our team of finance experts will thoroughly review your application and accompanying documents to assess your eligibility and determine the loan amount that can be safely disbursed to support your business.
- Approval and Disbursal: Once approved, your loan will be processed for disbursement within 3-5 working days.
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